Aasandha Scheme

All healthcare services except the following are covered under Husnuvaa Aasandha Scheme.

1. Private room fees for admitted patient
2. Services obtained from health facilities not empanelled with the scheme
3. Rehabilitation and detoxification treatments. (These services are provided by a specific government agency with a dedicated program budge
4. Cosmetic treatment and cosmetic surgery. The term “cosmetic” refers to preparations externally applied or a treatment used to change, improve or enhance the structures of the body especially skin, hair, nails, lips and eyes,teeth, in order to improve the appearance (this includes orthodontic treatments and teeth whitening) and contact lenses and sunglasses
5. Assistive devices for persons with disabilities (these are already covered under the Disability program by NSPA)
6. Care and Treatment for hair loss, hair transplants or any drug that promises hair growth, whether or not prescribed by specialist
7. Treatments to snoring disorders.
8. Charges for physical fitness, exercise equipment or exercise programs, whether or not prescribed or recommended by a Medical Practitioner
9. Medications bought without a doctor’s prescription and diagnostic services obtained without a doctor’s requisition.
10. Admission charges incurred, with regard to diagnostic tests, x-rays and medical check-ups performed, without a doctor’s admission slip.
11. Charges or expenses incurred for food extracts, nutritional supplements or for items classified as personal hygiene, such as toothpaste, shampoo, soap, etc…, whether or not prescribed or recommended by a Medical Practitioner.
12. Charges for or in connection with counselling services (clinical psychology counselling is covered under the scheme)
13. Charges for massage therapy
14. Treatment specifically for weight reduction
15. Charges for meals, telephone, television, internet, radio, newspaper and other ineligible non-medical items whilst an In-Patient or Day-Patient.
16. Experimental or unproven Treatment.
17. Treatment of impotence or any consequence thereof
18. Treatment directly associated with a sex change
19. Vaccine (this is covered under the national immunisation schedule)
20. Alternative or complementary medicine and treatments (Ayurvedic, acupuncture, Chinese medicine, “Dhivehi beys”, etc)
21. Business class airfare.
22. Abortions (unless allowed under medical and religious rulings)